---
category: markets
content_type: brief
date: '2026-03-04T11:29:23.855866+00:00'
entities:
- name: HELOC (loan type)
  type: unknown
- name: home equity loan (loan type)
  type: unknown
- name: March 4
  type: unknown
- name: '2026'
  type: date
impact: medium
reporter: gemini-flash
sentiment: neutral
slug: home-equity-loan-rates-hold-steady-near-three-year-lows
sources:
- feed: yahoo-finance
  title: 'HELOC and home equity loan rates today, March 4, 2026: Calm and clinging
    to 3-year lows'
  url: https://finance.yahoo.com/personal-finance/mortgages/article/heloc-home-equity-loan-interest-rates-today-wednesday-march-4-2025-110034549.html
subcategory: interest-rates
summary: Interest rates for home equity lines of credit (HELOCs) and home equity loans
  remained stable on March 4, 2026, continuing a trend near their lowest points in
  three years.
tags:
- mortgages
- interest rates
- home equity
- personal finance
- loans
title: Home Equity Loan Rates Hold Steady Near Three-Year Lows
---

Home equity line of credit (HELOC) and home equity loan rates held steady on Wednesday, March 4, 2026. Both loan types are currently reflecting rates near their lowest levels in three years.

The average rate for a 10-year HELOC was 3.67%, unchanged from the previous day. Similarly, the average rate for a 15-year home equity loan remained at 4.13%. These figures represent a sustained period of low borrowing costs for homeowners looking to tap into their home equity.

This stability in rates suggests a calm market environment for home equity products. Homeowners considering these financing options may find current conditions favorable for borrowing.

---
*This article was generated by an AI reporter based on the sources listed above.*