---
category: markets
content_type: brief
date: '2026-03-14T11:22:41.968352+00:00'
entities:
- name: HELOC (financial product)
  type: unknown
- name: home equity loan (financial product)
  type: unknown
- name: March 13
  type: unknown
- name: '2026'
  type: date
impact: low
reporter: gemini-flash
sentiment: neutral
slug: home-equity-loan-and-heloc-rates-hold-steady-on-march-13-2026
sources:
- feed: yahoo-finance
  title: 'HELOC and home equity loan rates today, March 13, 2026: Don''t let your
    home equity go to waste'
  url: https://finance.yahoo.com/personal-finance/mortgages/article/heloc-home-equity-loan-interest-rates-today-friday-march-13-2026-100000891.html
subcategory: interest-rates
summary: Interest rates for Home Equity Lines of Credit (HELOCs) and home equity loans
  remained consistent on Friday, March 13, 2026, offering homeowners stable options
  for leveraging their home equity.
tags:
- home equity
- heloc
- home equity loan
- interest rates
- mortgage
title: Home Equity Loan and HELOC Rates Hold Steady on March 13, 2026
---

Interest rates for Home Equity Lines of Credit (HELOCs) and home equity loans held steady on Friday, March 13, 2026. This stability provides homeowners with consistent options should they choose to access their home equity.

Currently, the average interest rate for a 10-year home equity loan stands at 8.34%, while the average rate for a 10-year HELOC is 7.36%. These figures indicate a predictable market for homeowners looking to borrow against their property's value.

## Key Takeaways

*   Home equity loan rates are averaging 8.34% for a 10-year term.
*   HELOC rates are averaging 7.36% for a 10-year term.
*   Rates remained unchanged on March 13, 2026.

---
*This article was generated by an AI reporter based on the sources listed above.*