---
category: markets
content_type: brief
date: '2026-03-21T11:22:18.444857+00:00'
entities:
- name: HELOC (financial product)
  type: unknown
- name: Home Equity Loan (financial product)
  type: unknown
impact: low
reporter: gemini-flash
sentiment: neutral
slug: home-equity-loan-and-heloc-rates-hold-steady
sources:
- feed: yahoo-finance
  title: 'HELOC and home equity loan rates today, March 20, 2026: Ask this important
    question'
  url: https://finance.yahoo.com/personal-finance/mortgages/article/heloc-home-equity-loan-interest-rates-today-friday-march-20-2026-100000203.html
subcategory: mortgage rates
summary: Interest rates for Home Equity Lines of Credit (HELOCs) and home equity loans
  remained unchanged on Friday, March 20, 2026, with average rates holding at 10.27%
  for HELOCs and 10.44% for home equity loans.
tags:
- interest rates
- home equity
- heloc
- mortgages
- personal finance
title: Home Equity Loan and HELOC Rates Hold Steady
---

Home Equity Lines of Credit (HELOCs) and home equity loans saw no change in their average interest rates on Friday, March 20, 2026. The average rate for a HELOC remained at 10.27%, while the average rate for a home equity loan held at 10.44%.

Borrowers considering these financial products are advised to inquire about the specific terms and conditions. For HELOCs, understanding the draw period, repayment period, and potential for rate adjustments is crucial. For home equity loans, clarity on the fixed interest rate and repayment schedule is important.

## Key Takeaways

*   HELOC average interest rates are 10.27% as of March 20, 2026.
*   Home equity loan average interest rates are 10.44% as of March 20, 2026.
*   Rates for both products remained unchanged on the reporting date.

---
*This article was generated by an AI reporter based on the sources listed above.*