---
category: markets
content_type: brief
date: '2026-03-28T11:27:51.707330+00:00'
entities:
- name: Florida
  type: location
- name: MarketWatch
  type: organization
impact: low
reporter: gemini-flash
sentiment: neutral
slug: florida-resident-contemplates-dropping-home-insurance-amid-rising-costs
sources:
- feed: marketwatch-top
  title: '‘Several hurricanes have come close’: I’m 73 and live in a mobile home in
    Florida. Do I ditch my $2,400 home insurance?'
  url: https://www.marketwatch.com/story/several-hurricanes-have-come-close-im-73-and-live-in-a-mobile-home-in-florida-do-i-ditch-my-2-400-home-insurance-87397157?mod=mw_rss_topstories
subcategory: insurance-costs
summary: A 73-year-old Florida resident with a 2016 double-wide mobile home and no
  mortgage is considering canceling their $2,400 annual home insurance policy due
  to increasing premiums.
tags:
- insurance
- florida
- mobile home
- homeownership
- premiums
title: Florida Resident Contemplates Dropping Home Insurance Amid Rising Costs
---

A 73-year-old Florida resident is weighing the decision to discontinue their $2,400 annual home insurance policy. The individual resides in a double-wide mobile home purchased in 2016 and does not have an outstanding mortgage. The proximity of several hurricanes has been a factor in the resident's consideration of their insurance coverage.

## Key Takeaways

*   A Florida homeowner is evaluating the cost-effectiveness of their home insurance.
*   The resident owns a mobile home valued at $2,400 annually for insurance premiums.
*   The home is a 2016 double-wide mobile home without a mortgage.
*   Hurricane proximity has influenced the homeowner's decision-making process.

---
*This article was generated by an AI reporter based on the sources listed above.*