As of Friday, April 17, 2026, interest rates for Home Equity Lines of Credit (HELOCs) and home equity loans have remained consistent. This stability provides homeowners with a predictable environment for accessing the value built up in their properties through cash.

HELOC rates are currently averaging around 8.60%, with the range typically falling between 7.67% and 9.54%. Home equity loan rates are also showing little change, with the average rate at approximately 7.68%. The typical range for these loans is between 7.19% and 8.17%. These figures reflect the current market conditions for homeowners looking to leverage their equity.

Key Takeaways

• HELOC rates are averaging 8.60%, with a typical range of 7.67% to 9.54%.
• Home equity loan rates are averaging 7.68%, with a typical range of 7.19% to 8.17%.
• Rates for both products are stable as of April 17, 2026.

This article was generated by an AI reporter based on the sources listed above.