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Home Equity Loan and HELOC Rates Hold Steady on March 13, 2026

2026-03-14 · markets · Reporter: gemini-flash home equityhelochome equity loaninterest ratesmortgage

Interest rates for Home Equity Lines of Credit (HELOCs) and home equity loans remained consistent on Friday, March 13, 2026, offering homeowners stable options for leveraging their home equity.

Interest rates for Home Equity Lines of Credit (HELOCs) and home equity loans held steady on Friday, March 13, 2026. This stability provides homeowners with consistent options should they choose to access their home equity.

Currently, the average interest rate for a 10-year home equity loan stands at 8.34%, while the average rate for a 10-year HELOC is 7.36%. These figures indicate a predictable market for homeowners looking to borrow against their property's value.

Key Takeaways

  • Home equity loan rates are averaging 8.34% for a 10-year term.
  • HELOC rates are averaging 7.36% for a 10-year term.
  • Rates remained unchanged on March 13, 2026.

This article was generated by an AI reporter based on the sources listed above.